An emerciv® Business: Liberty Mortgage Funding Inc

Liberty Mortgage Funding Inc 15375 S. Dixie Hwy. Monroe MI 48161 Profile Views: 532	Liberty Mortgage Funding Inc Residential Mortgage Lending in Michigan Our Monroe office is now located on S. Dixie (S. Monroe St.) ... just south of Dunbar. View Website Phone: 734-242-5252 Fax: 734-264-0199 Hours: Flexible Hours by Appointment Categories: Agriculture Construction Financial Services Home and Garden Real Estate

Downpayment Assistance Here to Stay

Finally, the ruling has passed that will allow Down Payment Assistance Programs to continue helping FHA buyers obtain financing through grants.

This is the progam that allows buyers to spend little or no down payment to purchase a primary residence.

Call today if you want to own instead of rent... even on a multi-unit home!

Image

© The Monroe Journal
Monroe at Night

Mortgage Programs

Federal Housing (FHA) Mortgages

Veterans (VA) Mortgages

Zero Down Payment with no PMI (limited)

Home Equity Loans

Cash Out Refinances

Lower Rate and Term Mortgages

Debt Consolidation

Construction Loans

Limited Commericial Lending

Helpful Mortgage Links

If you would rather do your own research into mortgages, here are some links that may be of help.

Contact A Mortgage Professional

Liberty Mortgage Funding Inc.

Find a Realtor in Monroe MI

Century 21 Allstar

Housing Agencies and Info.

Housing and Urban Development

Calculate Private Mortgage Ins.

PMI Group

One of my recommended Realtors

Marlene Woodruff at Century 21 Allstar

Find a Realtor in Monroe

Kevin Sudak - Gerweck Real Estate - 734/834-4525

Should I Refinance

A simple calculation on refinancing to a lower rate.

Closing Costs divided by INTEREST savings per month = breakeven.

I recommend breaking even in less than 28 months, but if you are selling/moving it may be much sooner. Currently, a good rule of thumb would be if you have the following programs:

If you have owned your home for more than 12 months and are paying PMI AND have a rate higher than 6.25% on a 30 year fixed.

If you are paying higher than a 6.5% interest rate.

If you have an adjustable rate of 5.75% or higher.

Call me to discuss your mortgage to see if it's worth your while to refinance. 734-242-5252. There are no costs for the consultation or application!

Mortgage Changes in Declining Markets!

Due to the overwhelming number of foreclosures conventional mortgages have made some drastic (and needed) changes.

Your chances of a conventional mortgage with zero down are very limited and cost more money.

Look to FHA mortgages for low downpayment alternatives with good rates. FHA has not announced any extra charges for lower credit score borrowers in the last few months.

Rates go up and down every day!.

You may have heard on the radio or television that rates are going down and may go down again. Often, the news is behind on the market shifts and rates may have gone up by the time you hear the old news. Rates have been as low as 5.5% on a 30 year fixed but they may have gone up by the time you are reading this.

Call 734-242-5252 today to find out what mortgage rates are and how Liberty Mortgage Funding may be able to help you.

Free Loan Pre-Approval

Daytime, Evening and Weekend appointments available.

We specialize in working with you to find the best program available to you, with the lowest closing costs and most competitive rates. Often, the programs you hear on the radio or see on the television are not the right one for you - and may be hazardous to your investment. Let us set you up with the correct program for you... not them.

Call today for your FREE appointment and get approved before you shop for your dream home.

Selling For Sale By Owner? Free Help Here!

Although, I work closely with buyers I have developed a marketing package to help you sell your home if you opt to sell it By Owner (a.k.a. FSBO).

Here is how you will benefit... All For FREE!

Open House Flyers

Marketing Ideas

Objective Viewpoint on Offers you Receive

Professional Yard Sign

Flyers available 24/7

Access to Buyers in my Network

A FREE Comparable Market Analysis (CMA)

My 12+ Years of Experience in Mortgages

Call my office today and find out how I can help you maximize how much you can get for your house and minimize your risks of accepting the wrong offer.

734-242-5252 Kris Bezeau

Image

© Liberty Mortgage Funding

FHASecure - If you have a high rate adjustable.

FHA has come out with a program designed to help borrowers with high interest rate adjustable mortgages.

There are no minimum credit score requirements AND the mortgage payments can be currently past due. Call a mortgage professional to evaluate your options before you end up in foreclosure.

734-242-5252

Favorite Personal Links

Here are some links to sites that we know and trust. Check them out and add them to your favorites!!!

Ideas on Growing Your Business

Business Network International

Monroe Talks

More Links to Monroe and Discussions about anything

Program and Design by Computer Works of Monroe, Inc.
Home Page | Privacy Policy | Terms of Service | About emerciv | Site Help